• Kentucky Health Insurance

    This blog was developed to help you, a normal person, understand the world of health insurance. Health Insurance can be incredibly complicated. We are here to help you navigate the confusion. In addition to our Blog, we are also a full-service Independent Health Insurance Agency. We work with all of the major carriers and provide the best in customer service. Get a free quote at One Source Benefits today!
  • Kentucky Health Insurance Terms

    Here are a few commonly used health insurance terms and their definitions for your reference. Premium: The amount of money you pay on a regular basis-once a month, four times a year, twice a year, or once a year-to the insurance company to keep your health plan active. You decide how often you pay. You can not apply what you pay for your premium toward your deductible. Deductible: The amount of out-of-pocket expenses you have to pay each year before your health plan kicks in and starts paying for services. This does not involve co-pays. Coinsurance: The percentage of money you have to pay out of pocket for covered services. It’s the portion of the bill not paid by your health plan after the deductibles have been reached. Discount: The reduced out-of-pocket cost you enjoy when you obtain health care services from a network provider. Free Look Period: The period the member has to review the contract and cancel the policy back to the effective date and obtain a premium refund. This time period is typically 10 days.

About Kentucky Health Insurance

This blog was developed to help you, a normal person, understand the world of health insurance.  Health Insurance can be incredibly complicated.  We are here to help you navigate the confusion.  In addition to our Blog, we are also a full-service Independent Health Insurance Agency.  We work with all of the major carriers and provide the best in customer service.

One Source Benefits is a comprehensive professional firm specializing in all of your insurance needs. We offer free instant online health insurance quotes as well as live assistance to aid you in your search for the plan that fits your needs. We are a family run business with over 22 years of experience offering expertise in customer service and protection from insurance scams.  One Source Benefits provides you with a personal individual  insurance consultant to guide you through the process of seeking out the best plan for your specific needs.  Representing all of the major carriers in the Buckeye State, we have access to thousands of quotes for you and take pride in our ability to fully explain the benefits of each plan to you.  We feel it is important that our clients are educated and knowledgable in regards to the benefits of their insurance plan. We will provide you with the tools to make the best decision.  One Source Benefits provides a free, no pressure experience for you while searching for insurance.

Interested in a FREE QUOTE? Visit our website for more information.

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